Customer service levels are not a function of how much we spend on technology. Good customer service is still, as it has always been, a direct result of keeping the customer in mind at all times
Security, of any type, requires more than just sophisticated equipment. It requires a thought process commensurate with the potential loss. If your financial system is important to your organization, then it must be secure. Sounds like motherhood and apple pie. I'd like to introduce you to Mr. Finn.
In the music, publishing, and video industries, there is an active, and expensive, search for solutions to the whole problem of digital copyrights.The sad news is, lots of money will be unwisely spent on Digital Rights Management (DRM).